LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,023
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,517
−HK$1,518/mo
Today · 4.125%
HK$51,035
baseline
▲ 0.50% · 4.625%
HK$54,140
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,070/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,425
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,858
−HK$1,454/mo
Today · 4.125%
HK$56,312
baseline
▲ 0.50% · 4.625%
HK$59,280
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,624/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,421
−HK$1,821/mo
Today · 4.125%
HK$61,242
baseline
▲ 0.50% · 4.625%
HK$64,968
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$122,484/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,111
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,830
−HK$1,744/mo
Today · 4.125%
HK$67,574
baseline
▲ 0.50% · 4.625%
HK$71,136
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$135,148/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,233
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,324
−HK$2,125/mo
Today · 4.125%
HK$71,449
baseline
▲ 0.50% · 4.625%
HK$75,796
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,898/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,796
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,802
−HK$2,035/mo
Today · 4.125%
HK$78,837
baseline
▲ 0.50% · 4.625%
HK$82,992
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,674/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,442
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,131
−HK$2,732/mo
Today · 4.125%
HK$91,863
baseline
▲ 0.50% · 4.625%
HK$97,452
+HK$5,589/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,726/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,166
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,745
−HK$2,616/mo
Today · 4.125%
HK$101,361
baseline
▲ 0.50% · 4.625%
HK$106,704
+HK$5,343/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,722/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,049 · Scale 2, in force from 26 Feb 2026)