LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,025
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,519
−HK$1,518/mo
Today · 4.125%
HK$51,037
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,074/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,427
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,860
−HK$1,454/mo
Today · 4.125%
HK$56,314
baseline
▲ 0.50% · 4.625%
HK$59,282
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,628/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,630
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,423
−HK$1,821/mo
Today · 4.125%
HK$61,244
baseline
▲ 0.50% · 4.625%
HK$64,970
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$122,488/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,113
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,832
−HK$1,745/mo
Today · 4.125%
HK$67,577
baseline
▲ 0.50% · 4.625%
HK$71,139
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$135,154/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,235
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,326
−HK$2,125/mo
Today · 4.125%
HK$71,451
baseline
▲ 0.50% · 4.625%
HK$75,799
+HK$4,348/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,902/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,798
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,804
−HK$2,035/mo
Today · 4.125%
HK$78,839
baseline
▲ 0.50% · 4.625%
HK$82,995
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,678/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,445
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,134
−HK$2,732/mo
Today · 4.125%
HK$91,866
baseline
▲ 0.50% · 4.625%
HK$97,456
+HK$5,590/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,732/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,169
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,748
−HK$2,617/mo
Today · 4.125%
HK$101,365
baseline
▲ 0.50% · 4.625%
HK$106,708
+HK$5,343/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,730/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,122 · Scale 2, in force from 26 Feb 2026)