LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,027
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,521
−HK$1,518/mo
Today · 4.125%
HK$51,039
baseline
▲ 0.50% · 4.625%
HK$54,144
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,078/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,429
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,862
−HK$1,454/mo
Today · 4.125%
HK$56,316
baseline
▲ 0.50% · 4.625%
HK$59,284
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,632/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,632
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,425
−HK$1,821/mo
Today · 4.125%
HK$61,246
baseline
▲ 0.50% · 4.625%
HK$64,973
+HK$3,727/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$122,492/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,115
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,835
−HK$1,744/mo
Today · 4.125%
HK$67,579
baseline
▲ 0.50% · 4.625%
HK$71,141
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$135,158/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,238
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,329
−HK$2,125/mo
Today · 4.125%
HK$71,454
baseline
▲ 0.50% · 4.625%
HK$75,802
+HK$4,348/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,908/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,801
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,807
−HK$2,035/mo
Today · 4.125%
HK$78,842
baseline
▲ 0.50% · 4.625%
HK$82,998
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,684/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,448
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,137
−HK$2,732/mo
Today · 4.125%
HK$91,869
baseline
▲ 0.50% · 4.625%
HK$97,459
+HK$5,590/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,738/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,173
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,752
−HK$2,617/mo
Today · 4.125%
HK$101,369
baseline
▲ 0.50% · 4.625%
HK$106,712
+HK$5,343/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,738/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,202 · Scale 2, in force from 26 Feb 2026)