LTV · monthly repayment
▼ 0.50% · 3.625%
HK$480,281
−HK$30,118/mo
▼ 0.25% · 3.875%
HK$495,221
−HK$15,178/mo
Today · 4.125%
HK$510,399
baseline
▲ 0.50% · 4.625%
HK$541,456
+HK$31,057/mo
Deposit HK$105.31M · loan HK$105.31M · min. income ≈ HK$1,020,798/mo (50% DSR)
Upfront cash ≈ HK$119.00M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$534,308
−HK$28,867/mo
▼ 0.25% · 3.875%
HK$548,638
−HK$14,537/mo
Today · 4.125%
HK$563,175
baseline
▲ 0.50% · 4.625%
HK$592,861
+HK$29,686/mo
Deposit HK$105.31M · loan HK$105.31M · min. income ≈ HK$1,126,350/mo (50% DSR)
Upfront cash ≈ HK$119.00M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$576,338
−HK$36,141/mo
▼ 0.25% · 3.875%
HK$594,265
−HK$18,214/mo
Today · 4.125%
HK$612,479
baseline
▲ 0.50% · 4.625%
HK$649,747
+HK$37,268/mo
Deposit HK$84.25M · loan HK$126.38M · min. income ≈ HK$1,224,958/mo (50% DSR)
Upfront cash ≈ HK$97.94M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,170
−HK$34,640/mo
▼ 0.25% · 3.875%
HK$658,366
−HK$17,444/mo
Today · 4.125%
HK$675,810
baseline
▲ 0.50% · 4.625%
HK$711,433
+HK$35,623/mo
Deposit HK$84.25M · loan HK$126.38M · min. income ≈ HK$1,351,620/mo (50% DSR)
Upfront cash ≈ HK$97.94M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$672,394
−HK$42,165/mo
▼ 0.25% · 3.875%
HK$693,309
−HK$21,250/mo
Today · 4.125%
HK$714,559
baseline
▲ 0.50% · 4.625%
HK$758,038
+HK$43,479/mo
Deposit HK$63.19M · loan HK$147.44M · min. income ≈ HK$1,429,118/mo (50% DSR)
Upfront cash ≈ HK$76.88M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$748,031
−HK$40,414/mo
▼ 0.25% · 3.875%
HK$768,093
−HK$20,352/mo
Today · 4.125%
HK$788,445
baseline
▲ 0.50% · 4.625%
HK$830,005
+HK$41,560/mo
Deposit HK$63.19M · loan HK$147.44M · min. income ≈ HK$1,576,890/mo (50% DSR)
Upfront cash ≈ HK$76.88M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$864,506
−HK$54,213/mo
▼ 0.25% · 3.875%
HK$891,398
−HK$27,321/mo
Today · 4.125%
HK$918,719
baseline
▲ 0.50% · 4.625%
HK$974,620
+HK$55,901/mo
Deposit HK$21.06M · loan HK$189.56M · min. income ≈ HK$1,837,438/mo (50% DSR)
Upfront cash ≈ HK$34.75M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$961,755
−HK$51,960/mo
▼ 0.25% · 3.875%
HK$987,549
−HK$26,166/mo
Today · 4.125%
HK$1,013,715
baseline
▲ 0.50% · 4.625%
HK$1,067,150
+HK$53,435/mo
Deposit HK$21.06M · loan HK$189.56M · min. income ≈ HK$2,027,430/mo (50% DSR)
Upfront cash ≈ HK$34.75M (deposit + AVD stamp duty HK$13,690,692 · Scale 2, in force from 26 Feb 2026)