LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,029
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,523
−HK$1,518/mo
Today · 4.125%
HK$51,041
baseline
▲ 0.50% · 4.625%
HK$54,146
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,082/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,432
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,865
−HK$1,453/mo
Today · 4.125%
HK$56,318
baseline
▲ 0.50% · 4.625%
HK$59,287
+HK$2,969/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,636/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,635
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,427
−HK$1,822/mo
Today · 4.125%
HK$61,249
baseline
▲ 0.50% · 4.625%
HK$64,976
+HK$3,727/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,498/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,118
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,838
−HK$1,744/mo
Today · 4.125%
HK$67,582
baseline
▲ 0.50% · 4.625%
HK$71,144
+HK$3,562/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,164/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,240
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,332
−HK$2,125/mo
Today · 4.125%
HK$71,457
baseline
▲ 0.50% · 4.625%
HK$75,805
+HK$4,348/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,914/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,804
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,810
−HK$2,036/mo
Today · 4.125%
HK$78,846
baseline
▲ 0.50% · 4.625%
HK$83,002
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,692/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,452
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,141
−HK$2,732/mo
Today · 4.125%
HK$91,873
baseline
▲ 0.50% · 4.625%
HK$97,463
+HK$5,590/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,746/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,177
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,756
−HK$2,617/mo
Today · 4.125%
HK$101,373
baseline
▲ 0.50% · 4.625%
HK$106,717
+HK$5,344/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,746/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,291 · Scale 2, in force from 26 Feb 2026)