LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,031
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,525
−HK$1,518/mo
Today · 4.125%
HK$51,043
baseline
▲ 0.50% · 4.625%
HK$54,149
+HK$3,106/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,086/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,434
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,867
−HK$1,454/mo
Today · 4.125%
HK$56,321
baseline
▲ 0.50% · 4.625%
HK$59,290
+HK$2,969/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,642/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,637
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,430
−HK$1,821/mo
Today · 4.125%
HK$61,251
baseline
▲ 0.50% · 4.625%
HK$64,978
+HK$3,727/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,502/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,121
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,840
−HK$1,745/mo
Today · 4.125%
HK$67,585
baseline
▲ 0.50% · 4.625%
HK$71,147
+HK$3,562/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,170/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,243
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,335
−HK$2,125/mo
Today · 4.125%
HK$71,460
baseline
▲ 0.50% · 4.625%
HK$75,808
+HK$4,348/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,920/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,807
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,814
−HK$2,035/mo
Today · 4.125%
HK$78,849
baseline
▲ 0.50% · 4.625%
HK$83,005
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,698/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,456
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,145
−HK$2,732/mo
Today · 4.125%
HK$91,877
baseline
▲ 0.50% · 4.625%
HK$97,468
+HK$5,591/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,754/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,181
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,761
−HK$2,616/mo
Today · 4.125%
HK$101,377
baseline
▲ 0.50% · 4.625%
HK$106,721
+HK$5,344/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,754/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,383 · Scale 2, in force from 26 Feb 2026)