LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,032
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,526
−HK$1,518/mo
Today · 4.125%
HK$51,044
baseline
▲ 0.50% · 4.625%
HK$54,149
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,088/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,435
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,868
−HK$1,454/mo
Today · 4.125%
HK$56,322
baseline
▲ 0.50% · 4.625%
HK$59,290
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,644/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,638
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,431
−HK$1,821/mo
Today · 4.125%
HK$61,252
baseline
▲ 0.50% · 4.625%
HK$64,979
+HK$3,727/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,504/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,122
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,841
−HK$1,745/mo
Today · 4.125%
HK$67,586
baseline
▲ 0.50% · 4.625%
HK$71,148
+HK$3,562/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,172/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,244
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,336
−HK$2,125/mo
Today · 4.125%
HK$71,461
baseline
▲ 0.50% · 4.625%
HK$75,809
+HK$4,348/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,922/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,808
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,815
−HK$2,035/mo
Today · 4.125%
HK$78,850
baseline
▲ 0.50% · 4.625%
HK$83,006
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,700/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,457
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,146
−HK$2,732/mo
Today · 4.125%
HK$91,878
baseline
▲ 0.50% · 4.625%
HK$97,469
+HK$5,591/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,756/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,182
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,762
−HK$2,617/mo
Today · 4.125%
HK$101,379
baseline
▲ 0.50% · 4.625%
HK$106,723
+HK$5,344/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,758/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,410 · Scale 2, in force from 26 Feb 2026)