LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,034
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,529
−HK$1,518/mo
Today · 4.125%
HK$51,047
baseline
▲ 0.50% · 4.625%
HK$54,153
+HK$3,106/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,094/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,438
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,871
−HK$1,454/mo
Today · 4.125%
HK$56,325
baseline
▲ 0.50% · 4.625%
HK$59,294
+HK$2,969/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,650/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,641
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,434
−HK$1,822/mo
Today · 4.125%
HK$61,256
baseline
▲ 0.50% · 4.625%
HK$64,983
+HK$3,727/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,512/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,125
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,845
−HK$1,745/mo
Today · 4.125%
HK$67,590
baseline
▲ 0.50% · 4.625%
HK$71,153
+HK$3,563/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,180/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,248
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,340
−HK$2,125/mo
Today · 4.125%
HK$71,465
baseline
▲ 0.50% · 4.625%
HK$75,814
+HK$4,349/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,930/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,813
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,819
−HK$2,036/mo
Today · 4.125%
HK$78,855
baseline
▲ 0.50% · 4.625%
HK$83,011
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,710/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,462
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,152
−HK$2,732/mo
Today · 4.125%
HK$91,884
baseline
▲ 0.50% · 4.625%
HK$97,475
+HK$5,591/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,768/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,188
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,768
−HK$2,617/mo
Today · 4.125%
HK$101,385
baseline
▲ 0.50% · 4.625%
HK$106,729
+HK$5,344/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,770/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,538 · Scale 2, in force from 26 Feb 2026)