LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,038
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,532
−HK$1,518/mo
Today · 4.125%
HK$51,050
baseline
▲ 0.50% · 4.625%
HK$54,156
+HK$3,106/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,100/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,442
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,875
−HK$1,454/mo
Today · 4.125%
HK$56,329
baseline
▲ 0.50% · 4.625%
HK$59,298
+HK$2,969/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,658/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,645
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,438
−HK$1,822/mo
Today · 4.125%
HK$61,260
baseline
▲ 0.50% · 4.625%
HK$64,988
+HK$3,728/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,520/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,130
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,850
−HK$1,745/mo
Today · 4.125%
HK$67,595
baseline
▲ 0.50% · 4.625%
HK$71,158
+HK$3,563/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,190/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,253
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,345
−HK$2,125/mo
Today · 4.125%
HK$71,470
baseline
▲ 0.50% · 4.625%
HK$75,819
+HK$4,349/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,940/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,818
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,825
−HK$2,035/mo
Today · 4.125%
HK$78,860
baseline
▲ 0.50% · 4.625%
HK$83,017
+HK$4,157/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,720/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,468
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,158
−HK$2,732/mo
Today · 4.125%
HK$91,890
baseline
▲ 0.50% · 4.625%
HK$97,482
+HK$5,592/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,780/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,195
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,775
−HK$2,617/mo
Today · 4.125%
HK$101,392
baseline
▲ 0.50% · 4.625%
HK$106,736
+HK$5,344/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,784/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,683 · Scale 2, in force from 26 Feb 2026)