LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,039
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,533
−HK$1,519/mo
Today · 4.125%
HK$51,052
baseline
▲ 0.50% · 4.625%
HK$54,158
+HK$3,106/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,104/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,443
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,876
−HK$1,454/mo
Today · 4.125%
HK$56,330
baseline
▲ 0.50% · 4.625%
HK$59,300
+HK$2,970/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,660/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,647
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,440
−HK$1,822/mo
Today · 4.125%
HK$61,262
baseline
▲ 0.50% · 4.625%
HK$64,990
+HK$3,728/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,524/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,132
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,852
−HK$1,744/mo
Today · 4.125%
HK$67,596
baseline
▲ 0.50% · 4.625%
HK$71,160
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,192/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,255
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,347
−HK$2,125/mo
Today · 4.125%
HK$71,472
baseline
▲ 0.50% · 4.625%
HK$75,821
+HK$4,349/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,944/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,820
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,827
−HK$2,036/mo
Today · 4.125%
HK$78,863
baseline
▲ 0.50% · 4.625%
HK$83,019
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,726/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,470
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,160
−HK$2,733/mo
Today · 4.125%
HK$91,893
baseline
▲ 0.50% · 4.625%
HK$97,484
+HK$5,591/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,786/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,197
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,777
−HK$2,618/mo
Today · 4.125%
HK$101,395
baseline
▲ 0.50% · 4.625%
HK$106,739
+HK$5,344/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,790/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,742 · Scale 2, in force from 26 Feb 2026)