LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,041
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,535
−HK$1,518/mo
Today · 4.125%
HK$51,053
baseline
▲ 0.50% · 4.625%
HK$54,160
+HK$3,107/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,106/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,445
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,878
−HK$1,454/mo
Today · 4.125%
HK$56,332
baseline
▲ 0.50% · 4.625%
HK$59,301
+HK$2,969/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,664/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,649
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,442
−HK$1,822/mo
Today · 4.125%
HK$61,264
baseline
▲ 0.50% · 4.625%
HK$64,992
+HK$3,728/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,528/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,134
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$1,745/mo
Today · 4.125%
HK$67,599
baseline
▲ 0.50% · 4.625%
HK$71,162
+HK$3,563/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,198/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,257
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,349
−HK$2,125/mo
Today · 4.125%
HK$71,474
baseline
▲ 0.50% · 4.625%
HK$75,823
+HK$4,349/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,948/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,823
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,829
−HK$2,036/mo
Today · 4.125%
HK$78,865
baseline
▲ 0.50% · 4.625%
HK$83,022
+HK$4,157/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,730/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,473
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,163
−HK$2,733/mo
Today · 4.125%
HK$91,896
baseline
▲ 0.50% · 4.625%
HK$97,487
+HK$5,591/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,792/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,200
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,780
−HK$2,618/mo
Today · 4.125%
HK$101,398
baseline
▲ 0.50% · 4.625%
HK$106,743
+HK$5,345/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,796/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,806 · Scale 2, in force from 26 Feb 2026)