LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,047
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,541
−HK$1,518/mo
Today · 4.125%
HK$51,059
baseline
▲ 0.50% · 4.625%
HK$54,166
+HK$3,107/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,118/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,451
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,885
−HK$1,454/mo
Today · 4.125%
HK$56,339
baseline
▲ 0.50% · 4.625%
HK$59,309
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,678/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,656
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,449
−HK$1,822/mo
Today · 4.125%
HK$61,271
baseline
▲ 0.50% · 4.625%
HK$65,000
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,542/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,142
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,862
−HK$1,745/mo
Today · 4.125%
HK$67,607
baseline
▲ 0.50% · 4.625%
HK$71,171
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,214/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,265
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,357
−HK$2,126/mo
Today · 4.125%
HK$71,483
baseline
▲ 0.50% · 4.625%
HK$75,833
+HK$4,350/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,966/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,832
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,839
−HK$2,036/mo
Today · 4.125%
HK$78,875
baseline
▲ 0.50% · 4.625%
HK$83,032
+HK$4,157/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,750/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,484
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,174
−HK$2,733/mo
Today · 4.125%
HK$91,907
baseline
▲ 0.50% · 4.625%
HK$97,499
+HK$5,592/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,814/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,212
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,793
−HK$2,617/mo
Today · 4.125%
HK$101,410
baseline
▲ 0.50% · 4.625%
HK$106,756
+HK$5,346/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,820/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,066 · Scale 2, in force from 26 Feb 2026)