LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,048
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,543
−HK$1,518/mo
Today · 4.125%
HK$51,061
baseline
▲ 0.50% · 4.625%
HK$54,168
+HK$3,107/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,122/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,453
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,887
−HK$1,454/mo
Today · 4.125%
HK$56,341
baseline
▲ 0.50% · 4.625%
HK$59,311
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,682/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,658
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,451
−HK$1,822/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$65,002
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,144
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,864
−HK$1,745/mo
Today · 4.125%
HK$67,609
baseline
▲ 0.50% · 4.625%
HK$71,173
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,218/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,267
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,360
−HK$2,126/mo
Today · 4.125%
HK$71,486
baseline
▲ 0.50% · 4.625%
HK$75,835
+HK$4,349/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,972/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,834
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,841
−HK$2,036/mo
Today · 4.125%
HK$78,877
baseline
▲ 0.50% · 4.625%
HK$83,035
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,754/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,487
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,177
−HK$2,733/mo
Today · 4.125%
HK$91,910
baseline
▲ 0.50% · 4.625%
HK$97,503
+HK$5,593/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$183,820/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,215
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,796
−HK$2,618/mo
Today · 4.125%
HK$101,414
baseline
▲ 0.50% · 4.625%
HK$106,759
+HK$5,345/mo
Deposit HK$2.11M · loan HK$18.96M · min. income ≈ HK$202,828/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,137 · Scale 2, in force from 26 Feb 2026)