LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,052
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,547
−HK$1,518/mo
Today · 4.125%
HK$51,065
baseline
▲ 0.50% · 4.625%
HK$54,173
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,130/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,457
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,891
−HK$1,455/mo
Today · 4.125%
HK$56,346
baseline
▲ 0.50% · 4.625%
HK$59,316
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,692/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,662
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,456
−HK$1,822/mo
Today · 4.125%
HK$61,278
baseline
▲ 0.50% · 4.625%
HK$65,007
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,556/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,149
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,869
−HK$1,746/mo
Today · 4.125%
HK$67,615
baseline
▲ 0.50% · 4.625%
HK$71,179
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,230/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,273
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,365
−HK$2,126/mo
Today · 4.125%
HK$71,491
baseline
▲ 0.50% · 4.625%
HK$75,842
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,982/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,840
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,848
−HK$2,036/mo
Today · 4.125%
HK$78,884
baseline
▲ 0.50% · 4.625%
HK$83,042
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,768/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,494
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,184
−HK$2,734/mo
Today · 4.125%
HK$91,918
baseline
▲ 0.50% · 4.625%
HK$97,511
+HK$5,593/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,836/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,223
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,804
−HK$2,618/mo
Today · 4.125%
HK$101,422
baseline
▲ 0.50% · 4.625%
HK$106,768
+HK$5,346/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,844/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,308 · Scale 2, in force from 26 Feb 2026)