LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,053
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,548
−HK$1,518/mo
Today · 4.125%
HK$51,066
baseline
▲ 0.50% · 4.625%
HK$54,173
+HK$3,107/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,132/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,458
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,892
−HK$1,454/mo
Today · 4.125%
HK$56,346
baseline
▲ 0.50% · 4.625%
HK$59,317
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,692/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,663
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,457
−HK$1,822/mo
Today · 4.125%
HK$61,279
baseline
▲ 0.50% · 4.625%
HK$65,008
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,558/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,150
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,870
−HK$1,746/mo
Today · 4.125%
HK$67,616
baseline
▲ 0.50% · 4.625%
HK$71,180
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,232/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,274
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,367
−HK$2,126/mo
Today · 4.125%
HK$71,493
baseline
▲ 0.50% · 4.625%
HK$75,843
+HK$4,350/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,986/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,842
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,849
−HK$2,036/mo
Today · 4.125%
HK$78,885
baseline
▲ 0.50% · 4.625%
HK$83,043
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,770/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,495
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,186
−HK$2,733/mo
Today · 4.125%
HK$91,919
baseline
▲ 0.50% · 4.625%
HK$97,512
+HK$5,593/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,838/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,225
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,806
−HK$2,618/mo
Today · 4.125%
HK$101,424
baseline
▲ 0.50% · 4.625%
HK$106,770
+HK$5,346/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,848/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,344 · Scale 2, in force from 26 Feb 2026)