LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,054
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,548
−HK$1,519/mo
Today · 4.125%
HK$51,067
baseline
▲ 0.50% · 4.625%
HK$54,174
+HK$3,107/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,134/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,459
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,893
−HK$1,455/mo
Today · 4.125%
HK$56,348
baseline
▲ 0.50% · 4.625%
HK$59,318
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,696/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,664
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,458
−HK$1,823/mo
Today · 4.125%
HK$61,281
baseline
▲ 0.50% · 4.625%
HK$65,009
+HK$3,728/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,562/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,151
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$1,745/mo
Today · 4.125%
HK$67,617
baseline
▲ 0.50% · 4.625%
HK$71,181
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,234/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,275
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,368
−HK$2,126/mo
Today · 4.125%
HK$71,494
baseline
▲ 0.50% · 4.625%
HK$75,844
+HK$4,350/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,988/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,843
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,850
−HK$2,037/mo
Today · 4.125%
HK$78,887
baseline
▲ 0.50% · 4.625%
HK$83,045
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,774/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,497
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,187
−HK$2,734/mo
Today · 4.125%
HK$91,921
baseline
▲ 0.50% · 4.625%
HK$97,514
+HK$5,593/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,842/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,227
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,807
−HK$2,619/mo
Today · 4.125%
HK$101,426
baseline
▲ 0.50% · 4.625%
HK$106,772
+HK$5,346/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,852/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,383 · Scale 2, in force from 26 Feb 2026)