LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,055
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,550
−HK$1,518/mo
Today · 4.125%
HK$51,068
baseline
▲ 0.50% · 4.625%
HK$54,176
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,136/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,460
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,455/mo
Today · 4.125%
HK$56,349
baseline
▲ 0.50% · 4.625%
HK$59,319
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,698/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,666
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,459
−HK$1,823/mo
Today · 4.125%
HK$61,282
baseline
▲ 0.50% · 4.625%
HK$65,011
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$122,564/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,153
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$1,745/mo
Today · 4.125%
HK$67,618
baseline
▲ 0.50% · 4.625%
HK$71,183
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.64M · min. income ≈ HK$135,236/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,277
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,369
−HK$2,127/mo
Today · 4.125%
HK$71,496
baseline
▲ 0.50% · 4.625%
HK$75,846
+HK$4,350/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,992/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,845
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,852
−HK$2,036/mo
Today · 4.125%
HK$78,888
baseline
▲ 0.50% · 4.625%
HK$83,047
+HK$4,159/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,776/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,499
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,189
−HK$2,734/mo
Today · 4.125%
HK$91,923
baseline
▲ 0.50% · 4.625%
HK$97,516
+HK$5,593/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,846/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,229
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,810
−HK$2,618/mo
Today · 4.125%
HK$101,428
baseline
▲ 0.50% · 4.625%
HK$106,774
+HK$5,346/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,856/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$857,428 · Scale 2, in force from 26 Feb 2026)