LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,057
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,552
−HK$1,518/mo
Today · 4.125%
HK$51,070
baseline
▲ 0.50% · 4.625%
HK$54,178
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,140/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,463
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,897
−HK$1,454/mo
Today · 4.125%
HK$56,351
baseline
▲ 0.50% · 4.625%
HK$59,322
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,702/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,668
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,462
−HK$1,823/mo
Today · 4.125%
HK$61,285
baseline
▲ 0.50% · 4.625%
HK$65,014
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,570/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,155
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,876
−HK$1,745/mo
Today · 4.125%
HK$67,621
baseline
▲ 0.50% · 4.625%
HK$71,186
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,242/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,280
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,372
−HK$2,127/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,849
+HK$4,350/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,848
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,855
−HK$2,037/mo
Today · 4.125%
HK$78,892
baseline
▲ 0.50% · 4.625%
HK$83,050
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,784/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,502
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,193
−HK$2,734/mo
Today · 4.125%
HK$91,927
baseline
▲ 0.50% · 4.625%
HK$97,520
+HK$5,593/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,854/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,233
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,814
−HK$2,618/mo
Today · 4.125%
HK$101,432
baseline
▲ 0.50% · 4.625%
HK$106,779
+HK$5,347/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,864/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,521 · Scale 2, in force from 26 Feb 2026)