LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,057
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,552
−HK$1,519/mo
Today · 4.125%
HK$51,071
baseline
▲ 0.50% · 4.625%
HK$54,178
+HK$3,107/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,142/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,463
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,897
−HK$1,455/mo
Today · 4.125%
HK$56,352
baseline
▲ 0.50% · 4.625%
HK$59,322
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,704/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,669
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,462
−HK$1,823/mo
Today · 4.125%
HK$61,285
baseline
▲ 0.50% · 4.625%
HK$65,014
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,570/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,156
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,876
−HK$1,746/mo
Today · 4.125%
HK$67,622
baseline
▲ 0.50% · 4.625%
HK$71,186
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,244/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,280
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,373
−HK$2,126/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,850
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,848
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,856
−HK$2,036/mo
Today · 4.125%
HK$78,892
baseline
▲ 0.50% · 4.625%
HK$83,051
+HK$4,159/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,784/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,503
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,194
−HK$2,733/mo
Today · 4.125%
HK$91,927
baseline
▲ 0.50% · 4.625%
HK$97,521
+HK$5,594/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,854/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,234
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,815
−HK$2,618/mo
Today · 4.125%
HK$101,433
baseline
▲ 0.50% · 4.625%
HK$106,779
+HK$5,346/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,866/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,533 · Scale 2, in force from 26 Feb 2026)