LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,059
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,554
−HK$1,519/mo
Today · 4.125%
HK$51,073
baseline
▲ 0.50% · 4.625%
HK$54,181
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,146/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,465
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,899
−HK$1,455/mo
Today · 4.125%
HK$56,354
baseline
▲ 0.50% · 4.625%
HK$59,324
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,708/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,671
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,465
−HK$1,823/mo
Today · 4.125%
HK$61,288
baseline
▲ 0.50% · 4.625%
HK$65,017
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,576/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,158
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,879
−HK$1,746/mo
Today · 4.125%
HK$67,625
baseline
▲ 0.50% · 4.625%
HK$71,189
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,250/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,283
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,376
−HK$2,126/mo
Today · 4.125%
HK$71,502
baseline
▲ 0.50% · 4.625%
HK$75,853
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$143,004/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,852
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,859
−HK$2,037/mo
Today · 4.125%
HK$78,896
baseline
▲ 0.50% · 4.625%
HK$83,054
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,792/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,507
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,197
−HK$2,734/mo
Today · 4.125%
HK$91,931
baseline
▲ 0.50% · 4.625%
HK$97,525
+HK$5,594/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,862/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,238
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,819
−HK$2,618/mo
Today · 4.125%
HK$101,437
baseline
▲ 0.50% · 4.625%
HK$106,784
+HK$5,347/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,874/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,623 · Scale 2, in force from 26 Feb 2026)