LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,060
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,555
−HK$1,519/mo
Today · 4.125%
HK$51,074
baseline
▲ 0.50% · 4.625%
HK$54,181
+HK$3,107/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,148/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,466
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,900
−HK$1,455/mo
Today · 4.125%
HK$56,355
baseline
▲ 0.50% · 4.625%
HK$59,325
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,710/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,672
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,466
−HK$1,822/mo
Today · 4.125%
HK$61,288
baseline
▲ 0.50% · 4.625%
HK$65,018
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,576/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,159
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,880
−HK$1,746/mo
Today · 4.125%
HK$67,626
baseline
▲ 0.50% · 4.625%
HK$71,190
+HK$3,564/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,252/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,284
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,377
−HK$2,126/mo
Today · 4.125%
HK$71,503
baseline
▲ 0.50% · 4.625%
HK$75,854
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$143,006/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,852
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,860
−HK$2,036/mo
Today · 4.125%
HK$78,896
baseline
▲ 0.50% · 4.625%
HK$83,055
+HK$4,159/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,792/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,508
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,199
−HK$2,733/mo
Today · 4.125%
HK$91,932
baseline
▲ 0.50% · 4.625%
HK$97,526
+HK$5,594/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,864/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,239
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,820
−HK$2,618/mo
Today · 4.125%
HK$101,438
baseline
▲ 0.50% · 4.625%
HK$106,785
+HK$5,347/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,876/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,649 · Scale 2, in force from 26 Feb 2026)