LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,061
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,556
−HK$1,519/mo
Today · 4.125%
HK$51,075
baseline
▲ 0.50% · 4.625%
HK$54,183
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,150/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,467
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,901
−HK$1,455/mo
Today · 4.125%
HK$56,356
baseline
▲ 0.50% · 4.625%
HK$59,327
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,712/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,673
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,467
−HK$1,823/mo
Today · 4.125%
HK$61,290
baseline
▲ 0.50% · 4.625%
HK$65,019
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,580/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,161
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,882
−HK$1,745/mo
Today · 4.125%
HK$67,627
baseline
▲ 0.50% · 4.625%
HK$71,192
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,254/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,286
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,378
−HK$2,127/mo
Today · 4.125%
HK$71,505
baseline
▲ 0.50% · 4.625%
HK$75,856
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$143,010/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,854
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,862
−HK$2,037/mo
Today · 4.125%
HK$78,899
baseline
▲ 0.50% · 4.625%
HK$83,057
+HK$4,158/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,798/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,510
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,201
−HK$2,734/mo
Today · 4.125%
HK$91,935
baseline
▲ 0.50% · 4.625%
HK$97,529
+HK$5,594/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,870/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,241
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,823
−HK$2,618/mo
Today · 4.125%
HK$101,441
baseline
▲ 0.50% · 4.625%
HK$106,788
+HK$5,347/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,882/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,706 · Scale 2, in force from 26 Feb 2026)