LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,062
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,557
−HK$1,519/mo
Today · 4.125%
HK$51,076
baseline
▲ 0.50% · 4.625%
HK$54,184
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,152/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,469
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,903
−HK$1,455/mo
Today · 4.125%
HK$56,358
baseline
▲ 0.50% · 4.625%
HK$59,328
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,716/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,675
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,469
−HK$1,823/mo
Today · 4.125%
HK$61,292
baseline
▲ 0.50% · 4.625%
HK$65,021
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,584/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,163
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,884
−HK$1,745/mo
Today · 4.125%
HK$67,629
baseline
▲ 0.50% · 4.625%
HK$71,194
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,258/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,287
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,380
−HK$2,127/mo
Today · 4.125%
HK$71,507
baseline
▲ 0.50% · 4.625%
HK$75,858
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$143,014/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,856
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,864
−HK$2,037/mo
Today · 4.125%
HK$78,901
baseline
▲ 0.50% · 4.625%
HK$83,060
+HK$4,159/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,802/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,512
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,203
−HK$2,734/mo
Today · 4.125%
HK$91,937
baseline
▲ 0.50% · 4.625%
HK$97,532
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,874/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,244
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,825
−HK$2,619/mo
Today · 4.125%
HK$101,444
baseline
▲ 0.50% · 4.625%
HK$106,791
+HK$5,347/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,888/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,762 · Scale 2, in force from 26 Feb 2026)