LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,063
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,558
−HK$1,519/mo
Today · 4.125%
HK$51,077
baseline
▲ 0.50% · 4.625%
HK$54,185
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,154/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,470
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,904
−HK$1,455/mo
Today · 4.125%
HK$56,359
baseline
▲ 0.50% · 4.625%
HK$59,329
+HK$2,970/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,718/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,676
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,470
−HK$1,823/mo
Today · 4.125%
HK$61,293
baseline
▲ 0.50% · 4.625%
HK$65,022
+HK$3,729/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,586/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,164
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,885
−HK$1,745/mo
Today · 4.125%
HK$67,630
baseline
▲ 0.50% · 4.625%
HK$71,195
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,260/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,288
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,381
−HK$2,127/mo
Today · 4.125%
HK$71,508
baseline
▲ 0.50% · 4.625%
HK$75,859
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$143,016/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,858
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,865
−HK$2,037/mo
Today · 4.125%
HK$78,902
baseline
▲ 0.50% · 4.625%
HK$83,061
+HK$4,159/mo
Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$157,804/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,514
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,205
−HK$2,734/mo
Today · 4.125%
HK$91,939
baseline
▲ 0.50% · 4.625%
HK$97,533
+HK$5,594/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,878/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,246
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,827
−HK$2,618/mo
Today · 4.125%
HK$101,445
baseline
▲ 0.50% · 4.625%
HK$106,793
+HK$5,348/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,890/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,795 · Scale 2, in force from 26 Feb 2026)