LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,065
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,560
−HK$1,519/mo
Today · 4.125%
HK$51,079
baseline
▲ 0.50% · 4.625%
HK$54,188
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,158/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,472
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,906
−HK$1,455/mo
Today · 4.125%
HK$56,361
baseline
▲ 0.50% · 4.625%
HK$59,332
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,722/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,678
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,473
−HK$1,822/mo
Today · 4.125%
HK$61,295
baseline
▲ 0.50% · 4.625%
HK$65,025
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,590/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,167
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,888
−HK$1,745/mo
Today · 4.125%
HK$67,633
baseline
▲ 0.50% · 4.625%
HK$71,198
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,266/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,291
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,385
−HK$2,126/mo
Today · 4.125%
HK$71,511
baseline
▲ 0.50% · 4.625%
HK$75,863
+HK$4,352/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$143,022/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,861
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,869
−HK$2,037/mo
Today · 4.125%
HK$78,906
baseline
▲ 0.50% · 4.625%
HK$83,065
+HK$4,159/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$157,812/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,518
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,209
−HK$2,734/mo
Today · 4.125%
HK$91,943
baseline
▲ 0.50% · 4.625%
HK$97,538
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,886/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,250
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,831
−HK$2,619/mo
Today · 4.125%
HK$101,450
baseline
▲ 0.50% · 4.625%
HK$106,798
+HK$5,348/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,900/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,892 · Scale 2, in force from 26 Feb 2026)