LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,066
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,561
−HK$1,519/mo
Today · 4.125%
HK$51,080
baseline
▲ 0.50% · 4.625%
HK$54,188
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,160/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,473
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,907
−HK$1,455/mo
Today · 4.125%
HK$56,362
baseline
▲ 0.50% · 4.625%
HK$59,333
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,724/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,679
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,473
−HK$1,823/mo
Today · 4.125%
HK$61,296
baseline
▲ 0.50% · 4.625%
HK$65,026
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,592/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,167
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,888
−HK$1,746/mo
Today · 4.125%
HK$67,634
baseline
▲ 0.50% · 4.625%
HK$71,199
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,268/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,292
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,385
−HK$2,127/mo
Today · 4.125%
HK$71,512
baseline
▲ 0.50% · 4.625%
HK$75,863
+HK$4,351/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$143,024/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,862
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,870
−HK$2,036/mo
Today · 4.125%
HK$78,906
baseline
▲ 0.50% · 4.625%
HK$83,066
+HK$4,160/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$157,812/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,519
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,210
−HK$2,734/mo
Today · 4.125%
HK$91,944
baseline
▲ 0.50% · 4.625%
HK$97,539
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,888/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,251
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,832
−HK$2,619/mo
Today · 4.125%
HK$101,451
baseline
▲ 0.50% · 4.625%
HK$106,799
+HK$5,348/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,902/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$857,914 · Scale 2, in force from 26 Feb 2026)