LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,069
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,564
−HK$1,519/mo
Today · 4.125%
HK$51,083
baseline
▲ 0.50% · 4.625%
HK$54,191
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,166/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,476
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,910
−HK$1,455/mo
Today · 4.125%
HK$56,365
baseline
▲ 0.50% · 4.625%
HK$59,336
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,730/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,683
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,477
−HK$1,823/mo
Today · 4.125%
HK$61,300
baseline
▲ 0.50% · 4.625%
HK$65,030
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,600/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,171
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,892
−HK$1,746/mo
Today · 4.125%
HK$67,638
baseline
▲ 0.50% · 4.625%
HK$71,204
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,276/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,296
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,390
−HK$2,126/mo
Today · 4.125%
HK$71,516
baseline
▲ 0.50% · 4.625%
HK$75,868
+HK$4,352/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$143,032/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,867
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,874
−HK$2,037/mo
Today · 4.125%
HK$78,911
baseline
▲ 0.50% · 4.625%
HK$83,071
+HK$4,160/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$157,822/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,524
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,215
−HK$2,735/mo
Today · 4.125%
HK$91,950
baseline
▲ 0.50% · 4.625%
HK$97,545
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,900/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,257
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,839
−HK$2,618/mo
Today · 4.125%
HK$101,457
baseline
▲ 0.50% · 4.625%
HK$106,805
+HK$5,348/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,914/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,045 · Scale 2, in force from 26 Feb 2026)