LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,071
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,566
−HK$1,519/mo
Today · 4.125%
HK$51,085
baseline
▲ 0.50% · 4.625%
HK$54,194
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,170/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,478
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,912
−HK$1,455/mo
Today · 4.125%
HK$56,367
baseline
▲ 0.50% · 4.625%
HK$59,339
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,734/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,685
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,479
−HK$1,823/mo
Today · 4.125%
HK$61,302
baseline
▲ 0.50% · 4.625%
HK$65,032
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,604/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,174
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,895
−HK$1,746/mo
Today · 4.125%
HK$67,641
baseline
▲ 0.50% · 4.625%
HK$71,206
+HK$3,565/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,282/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,299
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,392
−HK$2,127/mo
Today · 4.125%
HK$71,519
baseline
▲ 0.50% · 4.625%
HK$75,871
+HK$4,352/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$143,038/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,869
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,877
−HK$2,037/mo
Today · 4.125%
HK$78,914
baseline
▲ 0.50% · 4.625%
HK$83,074
+HK$4,160/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$157,828/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,527
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,219
−HK$2,734/mo
Today · 4.125%
HK$91,953
baseline
▲ 0.50% · 4.625%
HK$97,548
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,906/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,261
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,842
−HK$2,619/mo
Today · 4.125%
HK$101,461
baseline
▲ 0.50% · 4.625%
HK$106,810
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,922/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,128 · Scale 2, in force from 26 Feb 2026)