LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,072
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,567
−HK$1,519/mo
Today · 4.125%
HK$51,086
baseline
▲ 0.50% · 4.625%
HK$54,195
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,172/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,479
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,914
−HK$1,455/mo
Today · 4.125%
HK$56,369
baseline
▲ 0.50% · 4.625%
HK$59,340
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,738/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,686
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,480
−HK$1,823/mo
Today · 4.125%
HK$61,303
baseline
▲ 0.50% · 4.625%
HK$65,034
+HK$3,731/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,606/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,175
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,896
−HK$1,746/mo
Today · 4.125%
HK$67,642
baseline
▲ 0.50% · 4.625%
HK$71,208
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,284/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,300
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,394
−HK$2,127/mo
Today · 4.125%
HK$71,521
baseline
▲ 0.50% · 4.625%
HK$75,873
+HK$4,352/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$143,042/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,871
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,879
−HK$2,037/mo
Today · 4.125%
HK$78,916
baseline
▲ 0.50% · 4.625%
HK$83,076
+HK$4,160/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$157,832/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,529
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,221
−HK$2,734/mo
Today · 4.125%
HK$91,955
baseline
▲ 0.50% · 4.625%
HK$97,550
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,910/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,263
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,844
−HK$2,619/mo
Today · 4.125%
HK$101,463
baseline
▲ 0.50% · 4.625%
HK$106,812
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,926/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,171 · Scale 2, in force from 26 Feb 2026)