LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,073
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,568
−HK$1,520/mo
Today · 4.125%
HK$51,088
baseline
▲ 0.50% · 4.625%
HK$54,196
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,176/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,481
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,915
−HK$1,455/mo
Today · 4.125%
HK$56,370
baseline
▲ 0.50% · 4.625%
HK$59,341
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,740/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,688
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,482
−HK$1,823/mo
Today · 4.125%
HK$61,305
baseline
▲ 0.50% · 4.625%
HK$65,035
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,610/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,177
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,898
−HK$1,746/mo
Today · 4.125%
HK$67,644
baseline
▲ 0.50% · 4.625%
HK$71,210
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,288/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,302
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,396
−HK$2,127/mo
Today · 4.125%
HK$71,523
baseline
▲ 0.50% · 4.625%
HK$75,875
+HK$4,352/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$143,046/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,873
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,881
−HK$2,037/mo
Today · 4.125%
HK$78,918
baseline
▲ 0.50% · 4.625%
HK$83,078
+HK$4,160/mo
Deposit HK$6.32M · loan HK$14.76M · min. income ≈ HK$157,836/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,531
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,223
−HK$2,735/mo
Today · 4.125%
HK$91,958
baseline
▲ 0.50% · 4.625%
HK$97,553
+HK$5,595/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$183,916/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,265
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$98,847
−HK$2,619/mo
Today · 4.125%
HK$101,466
baseline
▲ 0.50% · 4.625%
HK$106,815
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.97M · min. income ≈ HK$202,932/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,226 · Scale 2, in force from 26 Feb 2026)