LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,076
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,571
−HK$1,520/mo
Today · 4.125%
HK$51,091
baseline
▲ 0.50% · 4.625%
HK$54,199
+HK$3,108/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,182/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,484
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,918
−HK$1,456/mo
Today · 4.125%
HK$56,374
baseline
▲ 0.50% · 4.625%
HK$59,345
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,748/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,691
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,486
−HK$1,823/mo
Today · 4.125%
HK$61,309
baseline
▲ 0.50% · 4.625%
HK$65,039
+HK$3,730/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,618/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,181
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,902
−HK$1,746/mo
Today · 4.125%
HK$67,648
baseline
▲ 0.50% · 4.625%
HK$71,214
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,296/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,306
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,400
−HK$2,127/mo
Today · 4.125%
HK$71,527
baseline
▲ 0.50% · 4.625%
HK$75,879
+HK$4,352/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,054/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,878
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,886
−HK$2,037/mo
Today · 4.125%
HK$78,923
baseline
▲ 0.50% · 4.625%
HK$83,083
+HK$4,160/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,846/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,537
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,228
−HK$2,735/mo
Today · 4.125%
HK$91,963
baseline
▲ 0.50% · 4.625%
HK$97,559
+HK$5,596/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,926/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,271
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$98,853
−HK$2,619/mo
Today · 4.125%
HK$101,472
baseline
▲ 0.50% · 4.625%
HK$106,821
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,944/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,356 · Scale 2, in force from 26 Feb 2026)