LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,076
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,572
−HK$1,519/mo
Today · 4.125%
HK$51,091
baseline
▲ 0.50% · 4.625%
HK$54,200
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,182/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,485
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,919
−HK$1,455/mo
Today · 4.125%
HK$56,374
baseline
▲ 0.50% · 4.625%
HK$59,346
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,748/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,692
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,486
−HK$1,823/mo
Today · 4.125%
HK$61,309
baseline
▲ 0.50% · 4.625%
HK$65,040
+HK$3,731/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,618/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,181
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,903
−HK$1,746/mo
Today · 4.125%
HK$67,649
baseline
▲ 0.50% · 4.625%
HK$71,215
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,298/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,307
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,401
−HK$2,127/mo
Today · 4.125%
HK$71,528
baseline
▲ 0.50% · 4.625%
HK$75,880
+HK$4,352/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,056/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,878
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,887
−HK$2,037/mo
Today · 4.125%
HK$78,924
baseline
▲ 0.50% · 4.625%
HK$83,084
+HK$4,160/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,848/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,538
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,229
−HK$2,735/mo
Today · 4.125%
HK$91,964
baseline
▲ 0.50% · 4.625%
HK$97,560
+HK$5,596/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,928/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,272
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$98,854
−HK$2,619/mo
Today · 4.125%
HK$101,473
baseline
▲ 0.50% · 4.625%
HK$106,822
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,946/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,378 · Scale 2, in force from 26 Feb 2026)