LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,078
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,574
−HK$1,519/mo
Today · 4.125%
HK$51,093
baseline
▲ 0.50% · 4.625%
HK$54,202
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,186/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,487
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,921
−HK$1,455/mo
Today · 4.125%
HK$56,376
baseline
▲ 0.50% · 4.625%
HK$59,348
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,752/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,694
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,489
−HK$1,823/mo
Today · 4.125%
HK$61,312
baseline
▲ 0.50% · 4.625%
HK$65,043
+HK$3,731/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,624/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,184
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,906
−HK$1,746/mo
Today · 4.125%
HK$67,652
baseline
▲ 0.50% · 4.625%
HK$71,218
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,304/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,310
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,404
−HK$2,127/mo
Today · 4.125%
HK$71,531
baseline
▲ 0.50% · 4.625%
HK$75,883
+HK$4,352/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,062/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,881
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,890
−HK$2,037/mo
Today · 4.125%
HK$78,927
baseline
▲ 0.50% · 4.625%
HK$83,087
+HK$4,160/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,854/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,541
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,233
−HK$2,735/mo
Today · 4.125%
HK$91,968
baseline
▲ 0.50% · 4.625%
HK$97,564
+HK$5,596/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,936/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,276
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,858
−HK$2,620/mo
Today · 4.125%
HK$101,478
baseline
▲ 0.50% · 4.625%
HK$106,827
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,956/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,466 · Scale 2, in force from 26 Feb 2026)