LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,081
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,577
−HK$1,519/mo
Today · 4.125%
HK$51,096
baseline
▲ 0.50% · 4.625%
HK$54,205
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,192/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,490
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,924
−HK$1,456/mo
Today · 4.125%
HK$56,380
baseline
▲ 0.50% · 4.625%
HK$59,351
+HK$2,971/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,760/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,697
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,492
−HK$1,823/mo
Today · 4.125%
HK$61,315
baseline
▲ 0.50% · 4.625%
HK$65,046
+HK$3,731/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,630/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,188
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,909
−HK$1,746/mo
Today · 4.125%
HK$67,655
baseline
▲ 0.50% · 4.625%
HK$71,222
+HK$3,567/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,310/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,313
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,407
−HK$2,128/mo
Today · 4.125%
HK$71,535
baseline
▲ 0.50% · 4.625%
HK$75,887
+HK$4,352/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,070/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,886
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,894
−HK$2,037/mo
Today · 4.125%
HK$78,931
baseline
▲ 0.50% · 4.625%
HK$83,092
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,862/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,546
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,238
−HK$2,735/mo
Today · 4.125%
HK$91,973
baseline
▲ 0.50% · 4.625%
HK$97,569
+HK$5,596/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,946/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,281
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,864
−HK$2,619/mo
Today · 4.125%
HK$101,483
baseline
▲ 0.50% · 4.625%
HK$106,833
+HK$5,350/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,966/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,581 · Scale 2, in force from 26 Feb 2026)