LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,082
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,578
−HK$1,519/mo
Today · 4.125%
HK$51,097
baseline
▲ 0.50% · 4.625%
HK$54,207
+HK$3,110/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,194/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,491
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,926
−HK$1,455/mo
Today · 4.125%
HK$56,381
baseline
▲ 0.50% · 4.625%
HK$59,353
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,762/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,699
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,493
−HK$1,824/mo
Today · 4.125%
HK$61,317
baseline
▲ 0.50% · 4.625%
HK$65,048
+HK$3,731/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,634/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,189
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,911
−HK$1,746/mo
Today · 4.125%
HK$67,657
baseline
▲ 0.50% · 4.625%
HK$71,223
+HK$3,566/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,314/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,315
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,409
−HK$2,127/mo
Today · 4.125%
HK$71,536
baseline
▲ 0.50% · 4.625%
HK$75,889
+HK$4,353/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,072/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,887
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,896
−HK$2,037/mo
Today · 4.125%
HK$78,933
baseline
▲ 0.50% · 4.625%
HK$83,094
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,866/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,548
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,240
−HK$2,735/mo
Today · 4.125%
HK$91,975
baseline
▲ 0.50% · 4.625%
HK$97,572
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,950/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,284
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,866
−HK$2,620/mo
Today · 4.125%
HK$101,486
baseline
▲ 0.50% · 4.625%
HK$106,835
+HK$5,349/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,972/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,631 · Scale 2, in force from 26 Feb 2026)