LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,084
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,580
−HK$1,519/mo
Today · 4.125%
HK$51,099
baseline
▲ 0.50% · 4.625%
HK$54,208
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,198/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,493
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,927
−HK$1,456/mo
Today · 4.125%
HK$56,383
baseline
▲ 0.50% · 4.625%
HK$59,355
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,766/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,701
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,495
−HK$1,824/mo
Today · 4.125%
HK$61,319
baseline
▲ 0.50% · 4.625%
HK$65,050
+HK$3,731/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$122,638/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,191
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,913
−HK$1,746/mo
Today · 4.125%
HK$67,659
baseline
▲ 0.50% · 4.625%
HK$71,226
+HK$3,567/mo
Deposit HK$8.43M · loan HK$12.65M · min. income ≈ HK$135,318/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,317
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,411
−HK$2,128/mo
Today · 4.125%
HK$71,539
baseline
▲ 0.50% · 4.625%
HK$75,892
+HK$4,353/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,078/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,890
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,898
−HK$2,038/mo
Today · 4.125%
HK$78,936
baseline
▲ 0.50% · 4.625%
HK$83,097
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,872/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,551
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,243
−HK$2,735/mo
Today · 4.125%
HK$91,978
baseline
▲ 0.50% · 4.625%
HK$97,575
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,956/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,287
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,869
−HK$2,620/mo
Today · 4.125%
HK$101,489
baseline
▲ 0.50% · 4.625%
HK$106,839
+HK$5,350/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,978/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,705 · Scale 2, in force from 26 Feb 2026)