LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,086
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,582
−HK$1,519/mo
Today · 4.125%
HK$51,101
baseline
▲ 0.50% · 4.625%
HK$54,211
+HK$3,110/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,202/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,495
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,930
−HK$1,455/mo
Today · 4.125%
HK$56,385
baseline
▲ 0.50% · 4.625%
HK$59,357
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,770/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,703
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,498
−HK$1,824/mo
Today · 4.125%
HK$61,322
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,731/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,644/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,194
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,916
−HK$1,746/mo
Today · 4.125%
HK$67,662
baseline
▲ 0.50% · 4.625%
HK$71,229
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,324/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,320
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,414
−HK$2,128/mo
Today · 4.125%
HK$71,542
baseline
▲ 0.50% · 4.625%
HK$75,895
+HK$4,353/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,084/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,893
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,902
−HK$2,037/mo
Today · 4.125%
HK$78,939
baseline
▲ 0.50% · 4.625%
HK$83,100
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,878/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,555
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,247
−HK$2,735/mo
Today · 4.125%
HK$91,982
baseline
▲ 0.50% · 4.625%
HK$97,579
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,964/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,291
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,874
−HK$2,619/mo
Today · 4.125%
HK$101,493
baseline
▲ 0.50% · 4.625%
HK$106,843
+HK$5,350/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,986/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,795 · Scale 2, in force from 26 Feb 2026)