LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,086
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,582
−HK$1,520/mo
Today · 4.125%
HK$51,102
baseline
▲ 0.50% · 4.625%
HK$54,211
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,204/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,496
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,930
−HK$1,456/mo
Today · 4.125%
HK$56,386
baseline
▲ 0.50% · 4.625%
HK$59,358
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,772/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,704
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,499
−HK$1,823/mo
Today · 4.125%
HK$61,322
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,731/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,644/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,195
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,916
−HK$1,747/mo
Today · 4.125%
HK$67,663
baseline
▲ 0.50% · 4.625%
HK$71,230
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,326/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,321
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,415
−HK$2,127/mo
Today · 4.125%
HK$71,542
baseline
▲ 0.50% · 4.625%
HK$75,896
+HK$4,354/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,084/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,894
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,902
−HK$2,038/mo
Today · 4.125%
HK$78,940
baseline
▲ 0.50% · 4.625%
HK$83,101
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,880/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,555
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,248
−HK$2,735/mo
Today · 4.125%
HK$91,983
baseline
▲ 0.50% · 4.625%
HK$97,580
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,966/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,292
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,875
−HK$2,619/mo
Today · 4.125%
HK$101,494
baseline
▲ 0.50% · 4.625%
HK$106,844
+HK$5,350/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,988/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,813 · Scale 2, in force from 26 Feb 2026)