LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,088
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,583
−HK$1,520/mo
Today · 4.125%
HK$51,103
baseline
▲ 0.50% · 4.625%
HK$54,213
+HK$3,110/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,206/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,497
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,932
−HK$1,455/mo
Today · 4.125%
HK$56,387
baseline
▲ 0.50% · 4.625%
HK$59,360
+HK$2,973/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,774/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,705
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,500
−HK$1,824/mo
Today · 4.125%
HK$61,324
baseline
▲ 0.50% · 4.625%
HK$65,055
+HK$3,731/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,648/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,196
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,918
−HK$1,747/mo
Today · 4.125%
HK$67,665
baseline
▲ 0.50% · 4.625%
HK$71,232
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,330/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,323
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,417
−HK$2,128/mo
Today · 4.125%
HK$71,545
baseline
▲ 0.50% · 4.625%
HK$75,898
+HK$4,353/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,090/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,896
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,905
−HK$2,037/mo
Today · 4.125%
HK$78,942
baseline
▲ 0.50% · 4.625%
HK$83,103
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,884/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,558
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,250
−HK$2,736/mo
Today · 4.125%
HK$91,986
baseline
▲ 0.50% · 4.625%
HK$97,583
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,972/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,295
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,877
−HK$2,620/mo
Today · 4.125%
HK$101,497
baseline
▲ 0.50% · 4.625%
HK$106,847
+HK$5,350/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,994/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,873 · Scale 2, in force from 26 Feb 2026)