LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,089
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,585
−HK$1,519/mo
Today · 4.125%
HK$51,104
baseline
▲ 0.50% · 4.625%
HK$54,214
+HK$3,110/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,208/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,498
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,933
−HK$1,456/mo
Today · 4.125%
HK$56,389
baseline
▲ 0.50% · 4.625%
HK$59,361
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,778/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,706
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,501
−HK$1,824/mo
Today · 4.125%
HK$61,325
baseline
▲ 0.50% · 4.625%
HK$65,057
+HK$3,732/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,650/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,198
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$1,746/mo
Today · 4.125%
HK$67,666
baseline
▲ 0.50% · 4.625%
HK$71,233
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,332/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,324
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,418
−HK$2,128/mo
Today · 4.125%
HK$71,546
baseline
▲ 0.50% · 4.625%
HK$75,899
+HK$4,353/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,092/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,898
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,906
−HK$2,038/mo
Today · 4.125%
HK$78,944
baseline
▲ 0.50% · 4.625%
HK$83,105
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,888/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,560
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,252
−HK$2,736/mo
Today · 4.125%
HK$91,988
baseline
▲ 0.50% · 4.625%
HK$97,585
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,976/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,297
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,879
−HK$2,620/mo
Today · 4.125%
HK$101,499
baseline
▲ 0.50% · 4.625%
HK$106,850
+HK$5,351/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$202,998/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,918 · Scale 2, in force from 26 Feb 2026)