LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,090
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,586
−HK$1,520/mo
Today · 4.125%
HK$51,106
baseline
▲ 0.50% · 4.625%
HK$54,215
+HK$3,109/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$102,212/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,500
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,934
−HK$1,456/mo
Today · 4.125%
HK$56,390
baseline
▲ 0.50% · 4.625%
HK$59,362
+HK$2,972/mo
Deposit HK$10.54M · loan HK$10.54M · min. income ≈ HK$112,780/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,708
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,503
−HK$1,824/mo
Today · 4.125%
HK$61,327
baseline
▲ 0.50% · 4.625%
HK$65,058
+HK$3,731/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,654/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,199
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,921
−HK$1,747/mo
Today · 4.125%
HK$67,668
baseline
▲ 0.50% · 4.625%
HK$71,235
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,336/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,326
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,420
−HK$2,128/mo
Today · 4.125%
HK$71,548
baseline
▲ 0.50% · 4.625%
HK$75,901
+HK$4,353/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,096/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,899
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,908
−HK$2,038/mo
Today · 4.125%
HK$78,946
baseline
▲ 0.50% · 4.625%
HK$83,107
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,892/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,562
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,254
−HK$2,736/mo
Today · 4.125%
HK$91,990
baseline
▲ 0.50% · 4.625%
HK$97,587
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,980/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,299
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,882
−HK$2,620/mo
Today · 4.125%
HK$101,502
baseline
▲ 0.50% · 4.625%
HK$106,852
+HK$5,350/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$203,004/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$858,969 · Scale 2, in force from 26 Feb 2026)