LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,092
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,588
−HK$1,520/mo
Today · 4.125%
HK$51,108
baseline
▲ 0.50% · 4.625%
HK$54,218
+HK$3,110/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,216/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,502
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,937
−HK$1,456/mo
Today · 4.125%
HK$56,393
baseline
▲ 0.50% · 4.625%
HK$59,365
+HK$2,972/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,786/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,711
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,506
−HK$1,824/mo
Today · 4.125%
HK$61,330
baseline
▲ 0.50% · 4.625%
HK$65,062
+HK$3,732/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,660/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,203
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,925
−HK$1,746/mo
Today · 4.125%
HK$67,671
baseline
▲ 0.50% · 4.625%
HK$71,238
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,342/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,329
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,424
−HK$2,127/mo
Today · 4.125%
HK$71,551
baseline
▲ 0.50% · 4.625%
HK$75,905
+HK$4,354/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,102/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,903
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,912
−HK$2,038/mo
Today · 4.125%
HK$78,950
baseline
▲ 0.50% · 4.625%
HK$83,111
+HK$4,161/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,900/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,566
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,259
−HK$2,736/mo
Today · 4.125%
HK$91,995
baseline
▲ 0.50% · 4.625%
HK$97,592
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,990/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,304
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,887
−HK$2,620/mo
Today · 4.125%
HK$101,507
baseline
▲ 0.50% · 4.625%
HK$106,858
+HK$5,351/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$203,014/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,076 · Scale 2, in force from 26 Feb 2026)