LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,094
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,590
−HK$1,520/mo
Today · 4.125%
HK$51,110
baseline
▲ 0.50% · 4.625%
HK$54,220
+HK$3,110/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,220/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,504
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,939
−HK$1,456/mo
Today · 4.125%
HK$56,395
baseline
▲ 0.50% · 4.625%
HK$59,367
+HK$2,972/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,790/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,713
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,508
−HK$1,824/mo
Today · 4.125%
HK$61,332
baseline
▲ 0.50% · 4.625%
HK$65,064
+HK$3,732/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$122,664/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,205
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,927
−HK$1,746/mo
Today · 4.125%
HK$67,673
baseline
▲ 0.50% · 4.625%
HK$71,241
+HK$3,568/mo
Deposit HK$8.44M · loan HK$12.65M · min. income ≈ HK$135,346/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,331
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,426
−HK$2,128/mo
Today · 4.125%
HK$71,554
baseline
▲ 0.50% · 4.625%
HK$75,908
+HK$4,354/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$143,108/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,905
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,914
−HK$2,038/mo
Today · 4.125%
HK$78,952
baseline
▲ 0.50% · 4.625%
HK$83,114
+HK$4,162/mo
Deposit HK$6.33M · loan HK$14.76M · min. income ≈ HK$157,904/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,569
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,262
−HK$2,736/mo
Today · 4.125%
HK$91,998
baseline
▲ 0.50% · 4.625%
HK$97,595
+HK$5,597/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$183,996/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,307
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,890
−HK$2,620/mo
Today · 4.125%
HK$101,510
baseline
▲ 0.50% · 4.625%
HK$106,861
+HK$5,351/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$203,020/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,142 · Scale 2, in force from 26 Feb 2026)