LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,098
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,594
−HK$1,520/mo
Today · 4.125%
HK$51,114
baseline
▲ 0.50% · 4.625%
HK$54,224
+HK$3,110/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,228/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,508
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,943
−HK$1,456/mo
Today · 4.125%
HK$56,399
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,798/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,717
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,512
−HK$1,824/mo
Today · 4.125%
HK$61,336
baseline
▲ 0.50% · 4.625%
HK$65,069
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,672/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,210
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,932
−HK$1,747/mo
Today · 4.125%
HK$67,679
baseline
▲ 0.50% · 4.625%
HK$71,246
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,358/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,337
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,431
−HK$2,128/mo
Today · 4.125%
HK$71,559
baseline
▲ 0.50% · 4.625%
HK$75,913
+HK$4,354/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,118/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,911
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,920
−HK$2,038/mo
Today · 4.125%
HK$78,958
baseline
▲ 0.50% · 4.625%
HK$83,120
+HK$4,162/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,916/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,576
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,269
−HK$2,736/mo
Today · 4.125%
HK$92,005
baseline
▲ 0.50% · 4.625%
HK$97,603
+HK$5,598/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$184,010/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,314
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,898
−HK$2,620/mo
Today · 4.125%
HK$101,518
baseline
▲ 0.50% · 4.625%
HK$106,869
+HK$5,351/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$203,036/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,303 · Scale 2, in force from 26 Feb 2026)