LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,099
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,595
−HK$1,520/mo
Today · 4.125%
HK$51,115
baseline
▲ 0.50% · 4.625%
HK$54,225
+HK$3,110/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,230/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,509
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,944
−HK$1,456/mo
Today · 4.125%
HK$56,400
baseline
▲ 0.50% · 4.625%
HK$59,373
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,800/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,718
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,514
−HK$1,824/mo
Today · 4.125%
HK$61,338
baseline
▲ 0.50% · 4.625%
HK$65,070
+HK$3,732/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,676/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,211
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,933
−HK$1,747/mo
Today · 4.125%
HK$67,680
baseline
▲ 0.50% · 4.625%
HK$71,248
+HK$3,568/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,360/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,338
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,433
−HK$2,128/mo
Today · 4.125%
HK$71,561
baseline
▲ 0.50% · 4.625%
HK$75,915
+HK$4,354/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,122/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,913
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,922
−HK$2,038/mo
Today · 4.125%
HK$78,960
baseline
▲ 0.50% · 4.625%
HK$83,122
+HK$4,162/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,920/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,578
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,271
−HK$2,736/mo
Today · 4.125%
HK$92,007
baseline
▲ 0.50% · 4.625%
HK$97,605
+HK$5,598/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$184,014/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,317
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,900
−HK$2,620/mo
Today · 4.125%
HK$101,520
baseline
▲ 0.50% · 4.625%
HK$106,872
+HK$5,352/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$203,040/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,352 · Scale 2, in force from 26 Feb 2026)