LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,100
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,596
−HK$1,520/mo
Today · 4.125%
HK$51,116
baseline
▲ 0.50% · 4.625%
HK$54,227
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,232/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,511
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,946
−HK$1,456/mo
Today · 4.125%
HK$56,402
baseline
▲ 0.50% · 4.625%
HK$59,375
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,804/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,720
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,515
−HK$1,825/mo
Today · 4.125%
HK$61,340
baseline
▲ 0.50% · 4.625%
HK$65,072
+HK$3,732/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,680/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,213
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,935
−HK$1,747/mo
Today · 4.125%
HK$67,682
baseline
▲ 0.50% · 4.625%
HK$71,250
+HK$3,568/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,364/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,340
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,435
−HK$2,128/mo
Today · 4.125%
HK$71,563
baseline
▲ 0.50% · 4.625%
HK$75,917
+HK$4,354/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,126/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,915
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,924
−HK$2,039/mo
Today · 4.125%
HK$78,963
baseline
▲ 0.50% · 4.625%
HK$83,125
+HK$4,162/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,926/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,580
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,273
−HK$2,736/mo
Today · 4.125%
HK$92,009
baseline
▲ 0.50% · 4.625%
HK$97,608
+HK$5,599/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$184,018/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,319
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,903
−HK$2,620/mo
Today · 4.125%
HK$101,523
baseline
▲ 0.50% · 4.625%
HK$106,875
+HK$5,352/mo
Deposit HK$2.11M · loan HK$18.98M · min. income ≈ HK$203,046/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,414 · Scale 2, in force from 26 Feb 2026)