LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,101
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,597
−HK$1,520/mo
Today · 4.125%
HK$51,117
baseline
▲ 0.50% · 4.625%
HK$54,228
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,234/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,947
−HK$1,456/mo
Today · 4.125%
HK$56,403
baseline
▲ 0.50% · 4.625%
HK$59,376
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,806/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,721
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,517
−HK$1,824/mo
Today · 4.125%
HK$61,341
baseline
▲ 0.50% · 4.625%
HK$65,073
+HK$3,732/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,682/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,214
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,937
−HK$1,747/mo
Today · 4.125%
HK$67,684
baseline
▲ 0.50% · 4.625%
HK$71,251
+HK$3,567/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,368/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,342
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,436
−HK$2,128/mo
Today · 4.125%
HK$71,564
baseline
▲ 0.50% · 4.625%
HK$75,919
+HK$4,355/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,128/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,917
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,926
−HK$2,038/mo
Today · 4.125%
HK$78,964
baseline
▲ 0.50% · 4.625%
HK$83,127
+HK$4,163/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,928/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,582
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,275
−HK$2,736/mo
Today · 4.125%
HK$92,011
baseline
▲ 0.50% · 4.625%
HK$97,610
+HK$5,599/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,022/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,322
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,905
−HK$2,620/mo
Today · 4.125%
HK$101,525
baseline
▲ 0.50% · 4.625%
HK$106,877
+HK$5,352/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,050/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,459 · Scale 2, in force from 26 Feb 2026)