LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,106
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,603
−HK$1,520/mo
Today · 4.125%
HK$51,123
baseline
▲ 0.50% · 4.625%
HK$54,234
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,246/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,518
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,953
−HK$1,456/mo
Today · 4.125%
HK$56,409
baseline
▲ 0.50% · 4.625%
HK$59,382
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,818/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,727
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,523
−HK$1,824/mo
Today · 4.125%
HK$61,347
baseline
▲ 0.50% · 4.625%
HK$65,080
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,694/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,221
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,944
−HK$1,747/mo
Today · 4.125%
HK$67,691
baseline
▲ 0.50% · 4.625%
HK$71,259
+HK$3,568/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,382/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,349
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,444
−HK$2,128/mo
Today · 4.125%
HK$71,572
baseline
▲ 0.50% · 4.625%
HK$75,927
+HK$4,355/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,144/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,925
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,934
−HK$2,039/mo
Today · 4.125%
HK$78,973
baseline
▲ 0.50% · 4.625%
HK$83,135
+HK$4,162/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,946/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,591
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$89,285
−HK$2,736/mo
Today · 4.125%
HK$92,021
baseline
▲ 0.50% · 4.625%
HK$97,621
+HK$5,600/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,042/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,332
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,915
−HK$2,621/mo
Today · 4.125%
HK$101,536
baseline
▲ 0.50% · 4.625%
HK$106,888
+HK$5,352/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,072/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,685 · Scale 2, in force from 26 Feb 2026)