LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,112
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,608
−HK$1,521/mo
Today · 4.125%
HK$51,129
baseline
▲ 0.50% · 4.625%
HK$54,240
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,258/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,524
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,959
−HK$1,457/mo
Today · 4.125%
HK$56,416
baseline
▲ 0.50% · 4.625%
HK$59,389
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,832/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,734
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,530
−HK$1,825/mo
Today · 4.125%
HK$61,355
baseline
▲ 0.50% · 4.625%
HK$65,088
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,710/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,229
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,951
−HK$1,748/mo
Today · 4.125%
HK$67,699
baseline
▲ 0.50% · 4.625%
HK$71,267
+HK$3,568/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,398/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,357
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,452
−HK$2,128/mo
Today · 4.125%
HK$71,580
baseline
▲ 0.50% · 4.625%
HK$75,936
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,160/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,934
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,943
−HK$2,039/mo
Today · 4.125%
HK$78,982
baseline
▲ 0.50% · 4.625%
HK$83,145
+HK$4,163/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,964/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,601
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,295
−HK$2,737/mo
Today · 4.125%
HK$92,032
baseline
▲ 0.50% · 4.625%
HK$97,632
+HK$5,600/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,064/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,343
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,927
−HK$2,621/mo
Today · 4.125%
HK$101,548
baseline
▲ 0.50% · 4.625%
HK$106,901
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,096/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,932 · Scale 2, in force from 26 Feb 2026)