LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,113
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,609
−HK$1,521/mo
Today · 4.125%
HK$51,130
baseline
▲ 0.50% · 4.625%
HK$54,241
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,260/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,525
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,960
−HK$1,457/mo
Today · 4.125%
HK$56,417
baseline
▲ 0.50% · 4.625%
HK$59,390
+HK$2,973/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,834/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,735
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,531
−HK$1,825/mo
Today · 4.125%
HK$61,356
baseline
▲ 0.50% · 4.625%
HK$65,089
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,712/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,230
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,952
−HK$1,748/mo
Today · 4.125%
HK$67,700
baseline
▲ 0.50% · 4.625%
HK$71,269
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,400/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,358
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,453
−HK$2,129/mo
Today · 4.125%
HK$71,582
baseline
▲ 0.50% · 4.625%
HK$75,937
+HK$4,355/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,164/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,935
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,945
−HK$2,038/mo
Today · 4.125%
HK$78,983
baseline
▲ 0.50% · 4.625%
HK$83,147
+HK$4,164/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,966/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,603
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,297
−HK$2,737/mo
Today · 4.125%
HK$92,034
baseline
▲ 0.50% · 4.625%
HK$97,634
+HK$5,600/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,068/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,345
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,929
−HK$2,621/mo
Today · 4.125%
HK$101,550
baseline
▲ 0.50% · 4.625%
HK$106,903
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,100/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$859,968 · Scale 2, in force from 26 Feb 2026)